Every month, hardworking people like teachers, nurses, police officers, market women, artisans, business owners get their income.

They immediately spend it on:

• Rent
• School fees
• Utility (Light & water bills)
• Transport
• Church offerings/tithes

You usually fail to pay yourself. When emergencies come, you struggle. Dreams of financial freedom remain dreams.

The Problem We Solve

Life has moments when you urgently need funds:

• School fees due tomorrow
• Unexpected medical bills
• Rent renewal
• Business shortfalls

Traditional loans, however, come with:

• Endless paperwork
• High scrutiny & guarantor demands
• The stigma of debt
• Stress of chasing approval

People are left vulnerable, embarrassed, or financially stranded.

Many credit unions, rural banks, and small savings groups face the same issue:

They collect deposits and contributions but often lack the liquidity cushion to meet emergencies, fund expansion, or take advantage of new opportunities. Traditional loans can be slow, rigid, or come with heavy scrutiny.

The Credit Union CP Liquidity Reserve Booster solves this by creating a structured investment-savings pathway that qualifies the institution for a Commercial Paper (CP) facility.

Instead of just saving, the union is building a liquidity reserve account that becomes the key to unlocking large-scale financing — when it’s really needed

Every Credit Union and Rural Bank has faced it: members are demanding loans, farmers need capital for planting, traders need quick working capital — but your liquidity is stretched. You have the assets on your books, yet you can’t easily turn them into cash.

The Investa Capital Asset-Backed Loan Facility (ABL) is your answer. It is a structured financing product that allows you to unlock liquidity using your performing loan portfolio, Treasury bills, or fixed deposits as collateral.

Instead of waiting for repayments or selling assets, you can convert them into instant cash and continue to serve your members without interruption.